00534naa#a2200169#i#450# EN\\bibl\37286 20250731005838.4 2500-3372 20200423b2020####ek#y0engy0150####ca RU The Essence and Mechanism of Financial Recovery of Lending Institutions Journal article Kemerovo Kemerovo State University 2020 -109 с. Journal article local Osipova Dar'ya Sergeevna Gavrilenko Irina Vladimirovna vestnik-bees.kemsu.ru