Bulletin of Kemerovo State University. Series: Political, Sociological and Economic sciences Bulletin of Kemerovo State University. Series: Political, Sociological and Economic sciences Вестник Кемеровского государственного университета. Серия: Политические, социологические и экономические науки 2500-3372 2542-1190 76035 10.21603/2500-3372-2024-9-1-72-83 Экономика и управление: теория и практика Economics and Management: Theory and Practice Экономика и управление: теория и практика Fintech as a Factor of Improving Corporate ESG Indicators Финтех как фактор улучшения корпоративных ESG-показателей Ларионов Кирилл Александрович Larionov Kirill Aleksandrovich kirill_larionov@internet.ru Санкт-Петербургский государственный экономический университет (Россия, Санкт-Петербург) Россия St. Petersburg State University of Economics (Russia, St. Petersburg) Russian Federation 20 03 2024 20 03 2024 9 1 72 83 19 09 2023 22 12 2023 https://vestnik-bees.kemsu.ru/en/nauka/article/76035/view

Рассматривается взаимосвязь между развитием финансовых технологий и показателями устойчивого развития на примере компаний развивающихся рынков. В то время как экологическое, социальное и корпоративное управление привлекает значительное внимание в дискуссиях о корпоративном устойчивом развитии, его реализация зависит от развития финансовых технологий. Механизмы, с помощью которых оно влияет на корпоративные показатели устойчивого развития в странах с развивающейся экономикой, остаются относительно неизученной областью. Актуальность исследования усиливается необходимостью понимания того, каким образом развитие финансовых технологий оказывает влияние на корпоративные сферы экологии, социальной ответственности и корпоративного управления. Это имеет большое значение для формирования эффективных стратегий устойчивого развития компаний. В исследовании использован комплексный методологический подход, включающий анализ данных о финансовых показателях компаний, оценку уровня развития финансовых технологий в различных регионах и анализ их влияния на корпоративные показатели устойчивого развития. Для получения более точных и объективных результатов использованы статистические методы анализа и математические модели, а также сравнительные исследования. Результаты свидетельствуют об очевидной взаимосвязи: компании, работающие в условиях меньших финансовых ограничений, демонстрируют заметно более высокие показатели устойчивого развития, особенно в регионах с развитыми экосистемами финансовых технологий. Работа позволяет получить развернутое представление о том, как применение финансовых технологий может способствовать повышению показателей устойчивого развития в компаниях на развивающихся рынках. Новаторство исследования проявляется в его глубоком анализе факто­ров, побуждающих развитие корпоративной устойчивости при воздействии финансовых технологий, что расширяет понимание их влияния на корпоративные показатели устойчивого развития и открывает новые перспективы для будущих исследований в данной сфере.

The article considers the relationship between the financial technologies development and sustainable development indicators on the example of emerging markets’ companies. While environmental, social and corporate governance attracts significant attention in discussions about corporate sustainability, its implementation depends on the development of financial technologies. The mechanisms by which the fintech development affects corporate sustainability indicators in emerging economies remain relatively unexplored. The necessity to understand how the development of financial technologies affects the corporate spheres of ESG reinforces the relevance of the research since it is of great importance for the formation of effective sustainable development strategies. The study uses a comprehensive methodological approach, which includes analysis of data on companies’ financial performance and assessment of the fintech development level in various regions, as well as analysis of its impact on sustainable development corporate indicators. The author uses statistical methods of analysis and mathematical models, as well as comparative studies to obtain more accurate and objective data. The results indicate an obvious relationship: companies operating under less financial constraints demonstrate noticeably higher indicators of sustainable development, especially in regions with developed fintech ecosystems. The research provides a detailed understanding of how the use of fintech can contribute to improving the indicators of sustainable development in emerging markets’ companies. The scientific novelty of the study lies in its in-depth analysis of the factors driving the corporate sustainability development under the influence of fintech technologies, which expands the understanding of the fintech impact on corporate sustainability indicators and opens up new prospects for future research in this area.

 финтех ESG устойчивое развитие зеленая экономика индексы развития финтеха развивающиеся рынки fintech ESG sustainable development green economy fintech development indices emerging markets

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